@article{ethabalasubramanian2026,
  title   = {Digital Financial Inclusion and Rural Economic Empowerment},
  author  = {Geetha Balasubramanian and Ramesh Chandra Mohanty and Zainab Hussain Siddiqui},
  journal = {International Journal of Modern Engineering and Management (IJMEM)},
  year    = {2026},
  pages   = {6-9},
  issn    = {3048-8230 (Online)},
}